Mortgage Applications Are Rising: What They Say About Buyer Demand
Mortgage applications are running above year-ago levels. What weekly application data says about buyer demand in 2026.
Mortgage Rates
Refinance Calculator Guide: When a Lower Rate Is Actually Worth It
A lower mortgage rate does not always make refinancing worth it. Learn how to calculate your break-even point and compare costs.
Adjustable-Rate Mortgages in 2026: Who Should Consider an ARM?
Adjustable-rate mortgages can offer lower initial rates, but buyers need to understand caps, resets, margins and payment risk.
15-Year vs. 30-Year Mortgage: Payment, Equity and Risk
A 15-year mortgage can save interest and build equity faster, while a 30-year mortgage offers lower monthly payments.
Mortgage Rate Lock Strategy in 2026: When Buyers Should Lock or Float
A mortgage rate lock can protect buyers from rising rates before closing. Here’s when locking or floating may make sense.
Seller Concessions vs. Price Cuts: Which Strategy Works Better in 2026?
Seller concessions and price cuts solve different problems. Here’s when each strategy may help sellers attract buyers in 2026.
Mortgage Points Explained: When Buying Down the Rate Makes Sense
Mortgage points can lower your interest rate, but they only make sense if the upfront cost is worth the monthly savings.
Rate Buydown vs. Price Cut: Which Helps Buyers More?
A rate buydown and a price cut help buyers in different ways. Here’s how to compare monthly savings, cash to close and long-term value.
Should Sellers Offer a Rate Buydown to Attract Buyers?
A seller rate buydown can help buyers with monthly payments, but it is not always better than a price cut or closing-cost credit.
How Much House Can You Afford in 2026? Payments, Down Payments and Where Buyers Have More Room
Home affordability improved from recent lows, but high rates, prices, taxes and insurance still shape what buyers can comfortably afford.
Mortgage Rates Today: Why 30-Year Rates Are Still Above 6% and What the Fed Means for Homebuyers
Mortgage rates remain above 6%. Here’s why the Fed does not directly set mortgage rates and what buyers should watch in 2026.