Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.49%▲ +0.19 ptsMortgage spread1.94 pts▼ -0.43 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Mortgage Applications Are Rising: What They Say About Buyer Demand

Mortgage applications concept with blank forms, house model, keys, and upward movement.

Mortgage applications are one of the fastest ways to see whether homebuyers are still engaging with the housing market. The latest weekly data shows a mixed picture: purchase-application activity remains higher than a year ago in some measures, but week-to-week movement can be volatile, especially around holidays and interest-rate changes. Fannie Mae’s weekly mortgage applications … Read more