Refinancing - RealtyWire

Market Datavs. 1 year ago

30-year mortgage6.55%▼ -0.20 pts15-year mortgage5.93%▲ +0.01 pts10-year Treasury4.55%▲ +0.05 ptsMortgage spread2.00 pts▼ -0.25 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.09M▲ +2.8%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts

as of Jul 2026

Commercial Mortgage Maturities in 2026: Why the Refinance Wall Matters

July 15, 2026July 13, 2026

Commercial mortgage maturity concept with office building, loan folders, and calendar blocks.

A wall of commercial mortgage maturities hits in 2026. Why refinancing math, not property performance, is the real risk.

Mortgage Applications Are Rising: What They Say About Buyer Demand

July 16, 2026July 7, 2026

Mortgage applications concept with blank forms, house model, keys, and upward movement.

Mortgage applications are running above year-ago levels. What weekly application data says about buyer demand in 2026.

Mortgage Rates Today: Why 30-Year Rates Are Still Above 6% and What the Fed Means for Homebuyers

July 16, 2026June 25, 2026

Mortgage rate and Federal Reserve concept with home model and financial papers.

Mortgage rates remain above 6%. Here’s why the Fed does not directly set mortgage rates and what buyers should watch in 2026.