Inside the OCC’s $2.6 Trillion Window on Bank Mortgages
The OCC’s Q1 report tracks 10.2 million bank-serviced mortgages β $2.6 trillion, 19.1% of the market β the regulator-grade check on mortgage health.
Mortgage Lenders
Mortgage Credit Tightens to Its Lowest Level Since December
The MBA’s credit availability index fell 2% in June, led by a 4.6% drop in FHA and VA programs β tightening options for stretched borrowers.
Mortgage Rate Lock Strategy in 2026: When Buyers Should Lock or Float
A mortgage rate lock can protect buyers from rising rates before closing. Hereβs when locking or floating may make sense.