Mortgage Payment - RealtyWire

Market Datavs. 1 year ago

30-year mortgage6.55%▼ -0.20 pts15-year mortgage5.93%▲ +0.01 pts10-year Treasury4.55%▲ +0.08 ptsMortgage spread2.00 pts▼ -0.28 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.43M▲ +3.5%Building permits1.37M▼ -2.3%New-home sales580k▼ -6.8%Existing-home sales4.09M▲ +2.8%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts

as of Jul 2026

Escrow Shortage Explained: Why Monthly Mortgage Payments Can Jump

July 16, 2026July 9, 2026

Escrow shortage concept with house model, tax and insurance envelopes, and calculator.

An escrow shortage can raise your mortgage payment even with a fixed rate. Why tax and insurance increases flow through escrow.

15-Year vs. 30-Year Mortgage: Payment, Equity and Risk

July 16, 2026July 6, 2026

15-year versus 30-year mortgage comparison with folders, house model, and calendar blocks.

A 15-year mortgage can save interest and build equity faster, while a 30-year mortgage offers lower monthly payments.

How Much House Can You Afford After Taxes and Insurance?

July 16, 2026June 26, 2026

Home affordability concept with taxes, insurance papers, house model, and calculator.

Mortgage calculators often miss taxes and insurance. Here’s how buyers should estimate the full cost of homeownership.

✉

Stay ahead of the market.

Get expert insights, market updates, and new opportunities delivered to your inbox.

We respect your privacy. Unsubscribe anytime.

Follow Realty Wire

in𝕏f ◎▶