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Down Payment

How Much House Can You Afford in 2026? Payments, Down Payments and Where Buyers Have More Room

June 25, 2026 by admin
Donut chart showing the median U.S. home down payment in 2026 was 12.8% of the purchase price, about $23,400. Source: Realtor.com.

Home affordability improved from recent lows, but high rates, prices, taxes and insurance still shape what buyers can comfortably afford.

Categories Homebuyers Tags Buyer Advice, Down Payment, First-Time Buyers, Home Affordability, Housing Market, Mortgage Rates
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