Market Datavs. 1 year ago
30-year mortgage6.76%▲ +0.41 pts15-year mortgage6.09%▲ +0.59 pts10-year Treasury4.97%▲ +0.92 ptsMortgage spread1.79 pts▼ -0.51 ptsMedian list price (Aug)$425k▼ -1.3%List $/sqft (Aug)$224▼ -1.8%Days on market (Aug)60 +0 daysActive listings (Aug)1.14M▲ +3.6%New listings (Aug)402k▼ -0.1%Pending sales (Aug)452k▼ -0.6%Housing starts (Jul)1.24M▼ -13.5%Building permits (Jul)1.43M▲ +2.4%New-home sales (Jul)607k▼ -6.3%Existing-home sales (Aug)3.98M▼ -1.2%Months of supply (Jul)9.6▲ +0.4 moMortgage delinquency (Q2)1.86%▲ +0.08 pts
Updated 5:40 AM ET

Cost of Credit for Builders Up Since the End of 2025

Construction site of new single-family homes under development with framing lumber and a crane in the background

NAHB’s Q2 2026 AD&C Financing Survey shows builder borrowing costs rose on land acquisition, land development and speculative construction loans, with effective rates up more than 0.6 points since the end of 2025 even as builders and Fed-surveyed lenders now disagree on credit’s direction.

The Property Tax System Is Breaking – and Ohio Might Be Ground Zero

Rows of suburban single-family homes in a Midwestern neighborhood, illustrating rising property tax pressure on homeowners.

Record delinquent-tax sales in Cuyahoga County, 24,000 delinquent parcels in Mahoning County, and one-in-three homeowners behind in parts of Youngstown show how Ohio property tax bills have outrun relief efforts, even as the state rolls out an inflation cap, a reform task force, and a proposed valuation cap.

Wildfire Risk Now Threatens $1.4 Trillion in Western U.S. Properties, Cotality Finds

A hillside suburban neighborhood bordered by dry brush in the western United States, illustrating wildfire exposure at the wildland-urban interface.

More than 2.5 million properties across the 10 most wildfire-exposed Western states face moderate or greater wildfire risk, with a combined reconstruction cost value of $1.4 trillion, according to a 2026 Wildfire Risk Report released Wednesday by Cotality. The findings underscore how wildfire exposure has spread well beyond California’s borders and into fast-growing metros across … Read more

Typical Home-Seller Profit Margin Falls to 44.1%

Typical Home-Seller Profit Margin Falls to 44.1%

The typical U.S. home seller realized a 44.1% return in the first quarter of 2026, down from 47.2% in the fourth quarter of 2025 and 50.2% a year earlier, according to ATTOM. The national median sale price held at $360,000, unchanged from the prior quarter. Sellers are still making substantial money. They are simply making … Read more

Central Texas Sales Turn Positive as Austin Inventory Contracts

Central Texas Sales Turn Positive as Austin Inventory Contracts

First-half home sales in the Austin-Round Rock-San Marcos area rose 4.8% to 15,698 while the median price fell 2.4% to $425,000, according to Unlock MLS. June pending sales climbed 13.2%, and active listings within the city of Austin fell 22.1% to 4,665. Sales up, prices down, inventory sharply lower — that combination describes a market … Read more

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