Market Datavs. 1 year ago
30-year mortgage6.49%▼ -0.23 pts15-year mortgage5.82%▼ -0.04 pts10-year Treasury4.56%▲ +0.14 ptsMortgage spread1.93 pts▼ -0.37 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.09M▲ +2.8%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026
RealtyWire ☰

Foreclosure

Short Sale vs. Foreclosure: Key Differences for Homeowners and Buyers

Short sale versus foreclosure comparison with house model, keys, and legal folder.

A short sale and foreclosure both involve mortgage distress, but they are not the same thing. A short sale is a sale of the home for less than the amount owed on the mortgage, usually with the lender or servicer’s approval. Foreclosure is the legal process that can allow a lender to sell the home … Read more

Pre-Foreclosure Explained: What Homeowners and Buyers Should Know

Pre-foreclosure concept with house model, mortgage folder, and blank envelopes.

Pre-foreclosure is the stage when a homeowner is behind on mortgage payments and the lender or servicer may be moving toward foreclosure, but the home has not yet been sold at a foreclosure sale. For homeowners, this period is critical because options may still exist. For buyers, pre-foreclosure properties can look like opportunities, but they … Read more