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How Much House Can You Afford After Taxes and Insurance?

Mortgage calculators often miss taxes and insurance. Here’s how buyers should estimate the full cost of homeownership.

Categories Housing Market Tags Buyer Budget, Home Affordability, Homebuyers, Homeowners Insurance, Housing Costs, Mortgage Payment, Taxes

How Long It Takes to Save a Down Payment in 2026

How long does it take to save a down payment in 2026? The answer depends on savings rate, home price and loan type.

Categories Housing Market Tags Buyer Budget, Down Payment, First-Time Buyers, Home Affordability, Home Buying, Mortgage, Saving for a Home

How Much House Can You Afford in 2026? Payments, Down Payments and Where Buyers Have More Room

Home affordability improved from recent lows, but high rates, prices, taxes and insurance still shape what buyers can comfortably afford.

Categories Housing Market Tags Buyer Advice, Down Payment, First-Time Buyers, Home Affordability, Housing Market, Mortgage Rates

Seller Concessions Are at a Record High in 2026: What Home Sellers Should Do Before Cutting Price

More sellers are offering concessions as buyers gain leverage. Here’s when a credit, repair or rate buydown may work better than a price cut.

Categories Housing Market Tags Buyer Leverage, Home Sellers, Housing Market, Price Cuts, Seller Concessions, Selling a Home

Mortgage Rates Today: Why 30-Year Rates Are Still Above 6% and What the Fed Means for Homebuyers

Mortgage rates remain above 6%. Here’s why the Fed does not directly set mortgage rates and what buyers should watch in 2026.

Categories Mortgage Tags Affordability, Federal Reserve, Freddie Mac, Homebuyers, Housing Market, Mortgage Rates, Refinancing

U.S. Housing Market Update June 2026: Existing-Home Sales Rise, New-Home Sales Fall, Inventory Improves

Existing-home sales rose in May, new-home sales fell, and inventory improved. Here’s what buyers and sellers should watch next.

Categories Housing Market Tags Buyers, Existing-Home Sales, Home Prices, Housing Market, Inventory, New-Home Sales, Sellers
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