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How Much House Can You Afford in 2026? Payments, Down Payments and Where Buyers Have More Room

June 25, 2026 by admin
Donut chart showing the median U.S. home down payment in 2026 was 12.8% of the purchase price, about $23,400. Source: Realtor.com.

Home affordability improved from recent lows, but high rates, prices, taxes and insurance still shape what buyers can comfortably afford.

Categories Homebuyers Tags Buyer Advice, Down Payment, First-Time Buyers, Home Affordability, Housing Market, Mortgage Rates

Seller Concessions Are at a Record High in 2026: What Home Sellers Should Do Before Cutting Price

June 25, 2026 by admin
Donut chart showing 46.2% of U.S. home sales in May 2026 included a seller concession, up from 43.1% a year earlier. Source: Redfin.

More sellers are offering concessions as buyers gain leverage. Here’s when a credit, repair or rate buydown may work better than a price cut.

Categories Home Sellers Tags Buyer Leverage, Home Sellers, Housing Market, Price Cuts, Seller Concessions, Selling a Home

Mortgage Rates Today: Why 30-Year Rates Are Still Above 6% and What the Fed Means for Homebuyers

June 25, 2026 by admin
Bar chart comparing the June 2026 average 30-year fixed mortgage rate of 6.47% with the 15-year fixed rate of 5.81%.

Mortgage rates remain above 6%. Here’s why the Fed does not directly set mortgage rates and what buyers should watch in 2026.

Categories Mortgage Tags Affordability, Federal Reserve, Freddie Mac, Homebuyers, Housing Market, Mortgage Rates, Refinancing

U.S. Housing Market Update June 2026: Existing-Home Sales Rise, New-Home Sales Fall, Inventory Improves

June 25, 2026 by admin
Bar chart comparing May 2026 existing-home sales of 4.17 million SAAR with new-home sales of 580,000 SAAR.

Existing-home sales rose in May, new-home sales fell, and inventory improved. Here’s what buyers and sellers should watch next.

Categories Housing Market Tags Buyers, Existing-Home Sales, Home Prices, Housing Market, Inventory, New-Home Sales, Sellers

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June 25, 2026 by admin

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