Mortgage Credit Tightens to Its Lowest Level Since December
The MBA’s credit availability index fell 2% in June, led by a 4.6% drop in FHA and VA programs β tightening options for stretched borrowers.
VA Loans
FHA vs. VA Loans: Which Mortgage Option Fits Which Buyer?
FHA and VA loans both help buyers with lower upfront costs, but eligibility, mortgage insurance and funding fees differ.
Down Payment Guide 2026: How Much Buyers Are Really Putting Down
How much are buyers putting down in 2026? Down payments fell to a four-year low, but cash still matters.