The Insurance-Adjusted Housing Affordability Problem Buyers Should Not Ignore
Homeowners insurance is the missing line in most affordability math. Why coverage costs now shape what buyers can afford.
Mike Douglas is a business and real estate writer based in suburban Chicago, bringing together professional newsroom experience, firsthand brokerage knowledge, and a practical interest in property investing. He earned a BS from Arizona State University and went on to report for multiple newspapers, including the Chicago Tribune, where he covered business and real estate.
Before focusing on real estate journalism, Mike spent five years as a Realtor in Phoenix, giving him direct insight into buyers, sellers, agents, negotiations, and the day-to-day realities of local housing markets. Today, his reporting draws on both his journalism background and his real estate experience to explain market trends, housing developments, and industry changes with clarity and authority. As a novice multifamily real estate investor, Mike also brings a hands-on perspective to coverage of property ownership, investment strategy, and long-term market opportunities.
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