Market Datavs. 1 year ago
30-year mortgage6.66%▼ -0.06 pts15-year mortgage6.04%▲ +0.19 pts10-year Treasury4.67%▲ +0.33 ptsMortgage spread1.99 pts▼ -0.39 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.43M▲ +3.5%Building permits1.37M▼ -1.8%New-home sales628k▼ -5.6%Existing-home sales4.09M▲ +2.8%Months of supply9.3▲ +0.3 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Philadelphia Metro Area Real Estate Market

Current real estate market data, news and analysis for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area — 6.3M residents across 11 counties in Pennsylvania, New Jersey, Delaware and Maryland.

Median Sale Price$315,500+1.8% YoY
Months of Supply3.7residential supply
Days on Market41median
Population6.3Mmetro area

Data as of May 2026. Sources: Redfin Data Center, U.S. Census Bureau.

Latest Philadelphia Real Estate News

Philadelphia Real Estate Market Overview

Philadelphia-Camden-Wilmington spans southeastern Pennsylvania, South Jersey, northern Delaware and a small part of northeastern Maryland. The Delaware River ties together Philadelphia, Camden and Wilmington, while commuter rail and highways extend the housing market into Bucks, Chester, Delaware and Montgomery counties, the South Jersey suburbs and Cecil County. Philadelphia is known for attached rowhouses, brick twins, converted factories, apartment buildings and a limited number of detached-home districts. The surrounding counties add stone houses, early commuter suburbs, postwar subdivisions, townhouses, newer planned developments and rural properties. Wilmington contributes an older urban housing stock and nearby suburban communities, while parts of Salem and Cecil counties retain agricultural land and lower-density settlement.

Higher price tiers are generally associated with Rittenhouse Square, Society Hill, Chestnut Hill, parts of Center City and the Main Line, as well as established Chester County communities and selected suburbs such as Haddonfield and Moorestown. These locations combine scarce housing, rail access, larger lots, historic architecture, established schools or proximity to major employment centers. More attainable options are often found in sections of North, West and Southwest Philadelphia, Camden, Chester, inland South Jersey, Salem County and portions of Cecil County. The comparison is not based on purchase cost alone: property taxes, municipal services, commuting expenses, flood exposure and the maintenance needs of older buildings can materially change total ownership costs.

The regional economy is anchored by health care, higher education, life sciences, finance, government, transportation, manufacturing and professional services. The University of Pennsylvania and Penn Medicine, Children’s Hospital of Philadelphia, Jefferson Health and Temple University support large employment clusters. Comcast is headquartered in Philadelphia, while Vanguard and other financial-services firms operate in the suburban counties. Wilmington has a substantial banking and corporate-services presence, and the region’s pharmaceutical and biotechnology activity extends through suburban Pennsylvania and New Jersey. The Port of Philadelphia, Philadelphia International Airport, rail freight facilities and distribution corridors support logistics and industrial employment.

Local real-estate decisions are strongly shaped by jurisdiction. Philadelphia applies its own transfer and property-tax systems and regulates development through city zoning and historic districts. Pennsylvania suburbs, New Jersey municipalities, Delaware communities and Cecil County use different tax structures, inspection practices and school systems. SEPTA, PATCO, NJ Transit, Amtrak and regional highways create transit-oriented submarkets, but service frequency and commuting patterns vary. Riverfront and low-lying properties may require flood review, while older rowhouses and suburban homes warrant attention to masonry, roofs, basements, knob-and-tube wiring, sewer laterals and additions completed under earlier codes. Condominium buyers should examine reserves and assessments, and buyers in new subdivisions should review homeowners association rules, infrastructure responsibilities and future land-use approvals.

Cities and Towns in the Philadelphia Metro Area

AldanAmblerAtglenAudubonAvondaleBarringtonBellefonteBellmawrBerlinBeverlyBordentownBridgeportBristolBrookhavenBrooklawnBryn AthynBurlingtonCamdenCeciltonChalfontCharlestownChesapeake CityChesilhurstChesterClayton, DEClayton, NJClementonClifton HeightsCoatesvilleCollegevilleCollingdaleCollingswoodColwynConshohockenDarbyDelaware CityDowningtownDoylestownDublinEast GreenvilleEast LansdowneEddystoneElktonElmerElsmereElversonFolcroftGibbsboro
Show all 150
GlassboroGlenoldenGloucester CityGreen LaneHaddon HeightsHaddonfieldHatboroHatfieldHoney BrookHulmevilleJenkintownKennett SquareLanghorneLansdaleLansdowneLaurel SpringsLawnsideLindenwoldMagnoliaMalvernMarcus HookMedford LakesMediaMerchantvilleMiddletownModenaMorrisvilleMortonMount EphraimNarberthNational ParkNew BritainNew CastleNew HopeNewarkNewfieldNewportNewtownNorristownNorth EastNorth WalesNorwoodOaklynOdessaOxfordPalmyraParkesburgParksidePaulsboroPembertonPenndelPenns GrovePennsburgPerkasiePerryvillePhiladelphiaPhoenixvillePine HillPitmanPort DepositPottstownProspect ParkQuakertownRed HillRichlandtownRidley ParkRiegelsvilleRising SunRivertonRockledgeRoyersfordRunnemedeSalemSchwenksvilleSellersvilleSharon HillSmyrnaSomerdaleSoudertonSouth CoatesvilleSpring CityStratfordSwarthmoreSwedesboroTelfordTownsendTrainerTrappeTullytownUplandWenonahWest ChesterWest ConshohockenWest GroveWestvilleWilmingtonWoodburyWoodbury HeightsWoodlynneWoodstownYardleyYeadon

Notable Communities and Neighborhoods

Center CityChestnut HillCollingswoodConshohockenDoylestownFishtownHaddonfieldKennett SquareKing of PrussiaMain LineManayunkMediaNavy YardNew HopeNorthern LibertiesOld CityQueen VillageRittenhouse SquareSociety HillTrolley SquareUniversity CityWilmington Riverfront

Philadelphia Real Estate Market FAQ

How is the Philadelphia metro housing market geographically organized?

The market includes Philadelphia’s dense rowhouse neighborhoods, Pennsylvania commuter suburbs, South Jersey communities, Wilmington and portions of northeastern Maryland. State lines, river crossings, rail service and local tax systems create distinct submarkets within the same regional economy.

Which areas in the Philadelphia metro generally sit in higher price tiers?

Rittenhouse Square, Society Hill, Chestnut Hill, the Main Line, established Chester County communities and selected South Jersey suburbs generally occupy higher tiers. Historic architecture, rail access, larger lots, school districts and proximity to major employment centers help explain those differences.

What should buyers verify when purchasing an older Philadelphia-area home?

Buyers should review masonry, roofs, basements, sewer laterals, electrical systems, additions and prior renovations. Rowhouses, stone homes and older suburban properties have different maintenance patterns, so a property-specific inspection is important.

How do taxes and transit affect a Philadelphia-area home search?

Property and transfer taxes differ among Philadelphia, its Pennsylvania suburbs, New Jersey, Delaware and Maryland. Buyers should also compare the actual frequency and destination of SEPTA, PATCO, NJ Transit or Amtrak service rather than assuming every station provides the same commute.

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