Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.48%▲ +0.08 ptsMortgage spread1.95 pts▼ -0.32 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026
RealtyWire ☰

Property Insurance

The Insurance-Adjusted Housing Affordability Problem Buyers Should Not Ignore

Insurance-adjusted housing affordability with house model, insurance papers, and calculator.

Housing affordability looks better on paper than it may feel in real life when homeowners insurance is left out of the calculation. Most affordability discussions focus on home prices, mortgage rates, income and down payments. Those are critical, but they do not capture the full cost of ownership. Homeowners insurance, property taxes, HOA dues, flood … Read more

Homeowners Insurance Nonrenewals: What Buyers and Owners Should Know

Homeowners insurance nonrenewal concept with house model, policy folder, and envelope.

Homeowners insurance nonrenewals are becoming a larger housing-market issue as insurers reassess risk, repair costs, catastrophe exposure and policy availability. A nonrenewal does not usually mean a policy ends immediately. It generally means the insurer is choosing not to renew the policy when the current policy term expires. That is different from cancellation, which usually … Read more