Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.48%▲ +0.08 ptsMortgage spread1.95 pts▼ -0.32 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Homeowners Insurance Nonrenewals: What Buyers and Owners Should Know

Homeowners insurance nonrenewal concept with house model, policy folder, and envelope.

Homeowners insurance nonrenewals are becoming a larger housing-market issue as insurers reassess risk, repair costs, catastrophe exposure and policy availability. A nonrenewal does not usually mean a policy ends immediately. It generally means the insurer is choosing not to renew the policy when the current policy term expires. That is different from cancellation, which usually … Read more