Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.48%▲ +0.08 ptsMortgage spread1.95 pts▼ -0.32 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Homeowners Insurance Before Closing: What Buyers Should Check Early

Homeowners insurance before closing concept with house model, insurance folder, and key.

Homeowners insurance should be checked early in the homebuying process, not treated as a last-minute closing task. For many buyers, insurance affects more than paperwork. It can change the monthly payment, cash needed at closing and even whether a lender is comfortable moving forward. In some markets, the cost and availability of coverage have become … Read more