Appraisal Contingency

Market Datavs. 1 year ago

30-year mortgage6.55%▼ -0.20 pts15-year mortgage5.93%▲ +0.01 pts10-year Treasury4.55%▲ +0.08 ptsMortgage spread2.00 pts▼ -0.28 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.43M▲ +3.5%Building permits1.37M▼ -2.3%New-home sales580k▼ -6.8%Existing-home sales4.09M▲ +2.8%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts

as of Jul 2026

Contingencies Explained: Inspection, Financing and Appraisal Clauses

July 20, 2026July 4, 2026

Real estate contingency concept with folders, house model, inspection and mortgage items.

Real estate contingencies can protect buyers, but they also affect offer strength. Learn inspection, financing and appraisal clauses.

Appraisal Gap Explained: What Buyers and Sellers Should Know

July 16, 2026July 3, 2026

Appraisal gap concept with house model, scale, and appraisal paperwork.

An appraisal gap happens when the appraised value is lower than the purchase price. Here’s what buyers and sellers should know.

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