Market Datavs. 1 year ago
30-year mortgage6.58%▼ -0.16 pts15-year mortgage5.96%▲ +0.09 pts10-year Treasury4.65%▲ +0.23 ptsMortgage spread1.93 pts▼ -0.39 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.43M▲ +3.5%Building permits1.37M▼ -1.8%New-home sales628k▼ -5.6%Existing-home sales4.09M▲ +2.8%Months of supply9.3▲ +0.3 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

San Diego Metro Area Real Estate Market

Current real estate market data, news and analysis for the San Diego-Chula Vista-Carlsbad, CA metropolitan area — 3.3M residents across San Diego county.

Median Sale Price$925,000+0.7% YoY
Months of Supply2.6residential supply
Days on Market24median
Population3.3Mmetro area

Data as of May 2026. Sources: Redfin Data Center, U.S. Census Bureau.

Latest San Diego Real Estate News

Coverage of this market is coming soon. Browse all housing market news.

San Diego Real Estate Market Overview

San Diego-Chula Vista-Carlsbad consists of San Diego County, stretching from the Pacific coast to inland mountains and desert communities and from Orange and Riverside counties to the Mexican border. Coastal San Diego contains beach cottages, condominiums, apartments, townhouses and detached homes shaped by constrained land and ocean access. Central neighborhoods include early streetcar suburbs, Craftsman houses, Spanish-influenced architecture and extensive infill development. North County combines coastal cities such as Carlsbad and Encinitas with inland employment and housing centers in Escondido, San Marcos and Vista. Chula Vista and southern San Diego County include older subdivisions, newer master-planned communities and neighborhoods connected to border and defense-related employment.

Higher price tiers are generally associated with La Jolla, Del Mar, Coronado, Rancho Santa Fe, Solana Beach, coastal Encinitas and selected neighborhoods in Point Loma, Carmel Valley and north coastal San Diego. Ocean access, limited developable land, views, larger lots, established schools and proximity to major job centers influence those differences. More attainable choices are often found in parts of Chula Vista, National City, El Cajon, Lemon Grove, Escondido, Oceanside and inland communities. Inland homes may provide additional space, but buyers should account for hotter summer conditions, longer freeway trips, wildfire exposure and differences in transit access.

The economy is supported by defense, biotechnology, health care, tourism, higher education, telecommunications, manufacturing and cross-border trade. The United States Navy and Marine Corps maintain extensive regional installations, supporting military and contractor employment. UC San Diego, Scripps Health, Sharp HealthCare, Qualcomm and research institutions contribute to education, medicine and technology. Life-science activity is concentrated around La Jolla, Torrey Pines and nearby employment districts. The Port of San Diego, San Diego International Airport, tourism destinations and commercial connections with Tijuana support transportation, hospitality and international business.

Wildfire, drought, earthquakes, coastal erosion and flooding affect different parts of the county. Canyon-edge and foothill properties require attention to defensible space, evacuation routes, slope stability and insurance, while coastal properties may be subject to bluff, flood, salt and Coastal Commission considerations. Water costs and landscaping requirements are important for larger lots and inland properties. The San Diego Trolley, Coaster, Sprinter and bus systems serve selected corridors, but freeway access remains central for many households. State housing laws have encouraged accessory dwelling units and infill, while local zoning, community plans, historic districts and coastal review can limit or shape redevelopment. Buyers should verify permits, sewer or septic service, homeowners association obligations, special assessments and whether views or open land are protected from future development.

Cities and Towns in the San Diego Metro Area

CarlsbadChula VistaCoronadoDel MarEl CajonEncinitasEscondidoImperial BeachLa MesaLemon GroveNational CityOceansidePowaySan DiegoSan MarcosSanteeSolana BeachVista

Notable Communities and Neighborhoods

4S RanchBankers HillBlack Mountain RanchCarmel ValleyChula Vista BayfrontDel Mar HeightsDowntown San DiegoEast VillageHillcrestLa JollaLiberty StationLittle ItalyMission HillsNorth ParkOcean BeachOtay RanchPacific BeachPoint LomaRancho BernardoRancho PeñasquitosRancho Santa FeSan Elijo HillsScripps RanchUniversity City

San Diego Real Estate Market FAQ

How is the San Diego metro housing market geographically organized?

The metro covers all of San Diego County, from coastal cities and central San Diego neighborhoods to inland valleys, mountain communities, desert areas and the Mexican border. Coastal access, job centers, school districts, freeway connections and climate create distinct submarkets within the county.

Which San Diego areas generally sit in higher price tiers?

La Jolla, Del Mar, Coronado, Rancho Santa Fe, coastal Encinitas, Solana Beach and selected neighborhoods in Point Loma and Carmel Valley generally occupy higher tiers. Ocean access, limited land, larger lots, views, schools and proximity to employment centers contribute.

What should San Diego buyers investigate about wildfire risk?

Buyers should review fire-hazard maps, defensible-space requirements, evacuation access, vegetation management and insurance availability for the specific property. Canyon-edge, foothill and inland communities may face different conditions from coastal and urban neighborhoods.

What should buyers know about accessory dwelling units in San Diego County?

State and local rules may permit accessory dwelling units on qualifying residential properties, but lot configuration, utilities, setbacks, parking and coastal or historic restrictions can affect feasibility. Buyers should verify permits for existing units and obtain jurisdiction-specific guidance before assuming expansion is allowed.

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