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30-year mortgage7.24%▲ +1.07 pts15-year mortgage6.60%▲ +1.19 pts10-year Treasury4.98%▲ +0.90 ptsMortgage spread2.26 pts▲ +0.17 ptsMedian list price (Sep)$419k▼ -1.4%List $/sqft (Sep)$223▼ -1.3%Days on market (Sep)61▼ -1 daysActive listings (Sep)1.16M▲ +5.4%New listings (Sep)395k▼ -0.7%Pending sales (Sep)423k▼ -4.1%Housing starts (Sep)1.22M▼ -7.4%Building permits (Sep)1.4M▼ -3.2%New-home sales (Sep)676k▼ -5.3%Existing-home sales (Sep)3.99M▼ -2.2%Months of supply (Sep)8.4▲ +0.2 moMortgage delinquency (Q2)1.86%▲ +0.08 pts
Updated 9:40 PM ET
Top Sales

Capital Region, New York Top 5 Home Sales: Lakefront Home in Malta Leads at $1.3 Million

Two lakefront homes led the week, followed by a condominium in downtown Saratoga Springs and two newly built Colonials.

Capital Region, New York Top 5 Home Sales: Lakefront Home in Malta Leads at $1.3 Million

The five highest-priced home sales reported in Capital Region, New York for the week ending October 25, 2026, totaled $5.88 million. Three of the homes are in Saratoga Springs, one is in Malta and one is in Loudonville, and four of the five are in Saratoga County.

The top four sales all fell between $1,195,000 and $1,250,000. Four of the five are single-family homes, and two of the five are new construction.

No. 1 — $1,250,000 · 11 Lake Avenue, Malta, New York

Top home sale No. 1 in Capital Region, New York — 11 Lake Avenue, Malta, New York, week ending October 25, 2026

The home at 11 Lake Avenue in Malta is on Saratoga Lake, with 95 feet of direct frontage and an eastern exposure. It sits on a private dead-end road about 6.9 miles from downtown Saratoga Springs.

Built in 2000, the wood-sided Colonial has two bedrooms, two bathrooms and 1,578 square feet on a 0.33-acre lot. The main living space is open, with wood floors and a wall of windows, and there is a fireplace. The kitchen has Sub-Zero and Wolf appliances. Upstairs, the primary bedroom is a loft on the second floor that overlooks the lake.

Outside, there is more than 700 square feet of decking, and a 50-foot dock reaches into the lake. A circular driveway leads to an oversized two-car garage, and a 10kW generator backs up the power.

The home went under contract 28 days after it was listed and sold for $1,250,000, the highest price of the week. Mark J Richardson of Richardson Mark J was the listing agent, and Ryan Manning of Empire Real Estate Firm LLC represented the buyer.

See this property in Google Street View →

No. 2 — $1,226,000 · 19 Garside Road, Saratoga Springs, New York

Top home sale No. 2 in Capital Region, New York — 19 Garside Road, Saratoga Springs, New York, week ending October 25, 2026

By living area, the smallest home in this Top 5 is a lakefront cottage at 19 Garside Road in Saratoga Springs. Built in 1925, it has 612 square feet, two bedrooms and one bathroom on a 0.29-acre lot on Saratoga Lake. Garside Road is a dead-end street in the Green Acres homeowners association, and according to the listing, the same family owned and cared for the cottage for more than 65 years.

The property comes with 67 feet of private deeded waterfront at the north end of the lake. The lot is private, cleared and sloped, with views of the lake, the mountains, the woods and a bridge. The cottage has hardwood floors, an electric fireplace and a composite deck, and there is a shed on the property. Public water, gas, electric and sewer are available at the road. The association fee covers grounds maintenance and snow removal, along with parking for one boat in a storage lot at the top of the hill on Garside Road.

The cottage went under contract four days after it was listed and sold for $1,226,000, above its $1.2 million asking price. Jason Swift of Laviano & Associates Real Estate Group was the listing agent, and Stacey Carey of Miranda Real Estate Group Inc represented the buyer.

See this property in Google Street View →

No. 3 — $1,225,000 · 128 Henry Street #405, Saratoga Springs, New York

Top home sale No. 3 in Capital Region, New York — 128 Henry Street #405, Saratoga Springs, New York, week ending October 25, 2026

Unit 405 at 128 Henry Street is a corner residence in The Moderne, a condominium building in downtown Saratoga Springs close to Broadway. The building dates to 2021, and the unit has 1,974 square feet with two bedrooms, a den and two bathrooms.

Ceilings are 9 feet high, and floor-to-ceiling windows bring light into the rooms. The kitchen has quartz countertops, a gas range, and seating at both an island and a peninsula, and it opens to the dining and living areas. Sliding glass doors from the dining room and from the den lead out to an oversized covered terrace, which the guest room also reaches through its own door. Hardwood floors, built-ins, custom closets, automated shades and smart thermostats were added as upgrades.

Residents share a rooftop deck, and the building has an elevator. The unit comes with two parking spaces in a heated garage.

The condominium last sold for $1.075 million in 2023. It went under contract eight days after it was listed and sold for $1,225,000, $25,000 above its $1.2 million asking price. Shannon McCarthy of eXp Realty was the listing agent, and Mara King of Roohan Realty represented the buyer. McCarthy also listed the No. 4 home on this week’s list.

See this property in Google Street View →

No. 4 — $1,195,000 · 35 Jenna Jo Avenue, Saratoga Springs, New York

Top home sale No. 4 in Capital Region, New York — 35 Jenna Jo Avenue, Saratoga Springs, New York, week ending October 25, 2026

The home at 35 Jenna Jo Avenue is a newly built Colonial in Oak Ridge, a Beechwood Homes neighborhood in Saratoga Springs. Its exterior combines cedar, fiber cement and stone, and it has a front porch, a level 0.36-acre lot and a two-car garage.

The home has three bedrooms, two full baths and a half bath in 2,442 square feet. The primary bedroom is on the first floor, with walk-in closets and a full bath, and the same floor has an open plan, a kitchen with an island and a powder room. The family room has a gas fireplace, and the home has both tray and cathedral ceilings. Upstairs are two more bedrooms, a full bathroom and a loft. Below is a full, unfinished basement.

The home went under contract the day it was listed and sold for its full asking price of $1,195,000. Shannon McCarthy of eXp Realty was on both sides of the sale, which gave McCarthy two of the five sales in this Top 5 and eXp Realty the listings at No. 3 and No. 4.

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No. 5 — $983,078 · 22 Edenfield Street, Loudonville, New York

Top home sale No. 5 in Capital Region, New York — 22 Edenfield Street, Loudonville, New York, week ending October 25, 2026

The home at 22 Edenfield Street is part of Cold Spring, the newest Barbera Homes neighborhood in Loudonville. Finished in 2025, the Colonial has the most bedrooms, the most living space and the largest lot in this Top 5: four bedrooms and 3,112 square feet on 0.70 acres on a cul-de-sac.

The listing describes the Lincoln plan, a Colonial with an open split staircase and a long bonus room that runs from the front of the home to the back, on the side opposite the bedrooms. The first floor also has a flex room and a study that can be converted into a full suite. The home has two full baths and a half bath, an eat-in kitchen with an island, and a gas fireplace in the family room. Outside are a front porch, landscaping and front-yard sprinklers, along with a full basement and a two-car garage.

The home sold for $983,078, above its $746,900 asking price. Terry Little of Coldwell Banker Prime Properties was the listing agent, and David M Walraed of Coldwell Banker Prime Properties represented the buyer.

See this property in Google Street View →


RealtyWire selected these transactions from publicly reported residential sales identified for the calendar week ending Sunday, October 25, 2026. The report may exclude private, off-market, delayed or nondisclosed transactions. Prices, property details and professional representation are reported as available at publication and may be updated following confirmation from transaction participants.

Were you involved in one of these transactions? Contact RealtyWire to verify or correct your professional credit or submit information for a future edition.

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