Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.48%▲ +0.08 ptsMortgage spread1.95 pts▼ -0.32 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Flood-Zone Homebuying Checklist: What Buyers Should Ask Before Making an Offer

Flood-zone homebuying checklist with riverside home, clipboard, and insurance folder.

Buying a home in or near a flood zone requires more due diligence than checking the listing description. Flood risk can affect insurance costs, mortgage approval, repair exposure, resale value and long-term affordability. It can also be misunderstood. A home outside a high-risk flood zone can still flood, and a home inside a mapped flood … Read more