Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.48%▲ +0.08 ptsMortgage spread1.95 pts▼ -0.32 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Flood Insurance vs. Homeowners Insurance: The Difference Buyers Must Understand

Flood insurance versus homeowners insurance concept with house, waterline, and coverage folders.

Flood insurance and homeowners insurance are not the same thing, and confusing the two can be financially devastating. A standard homeowners insurance policy may cover certain losses such as fire, theft or wind damage, depending on the policy. But flood damage is usually different. FloodSmart, the National Flood Insurance Program website, says most homeowners insurance … Read more