Market Datavs. 1 year ago
30-year mortgage6.43%▼ -0.24 pts15-year mortgage5.79%▼ -0.01 pts10-year Treasury4.55%▲ +0.15 ptsMortgage spread1.88 pts▼ -0.39 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.17M▲ +3.2%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

HOA Fees Explained: What Buyers Should Review Before Closing

HOA fees concept with community buildings, association documents, and keys.

HOA fees can make or break a homebuyer’s budget. A home in a homeowners association, condominium association or cooperative may come with shared amenities, maintenance, rules and community standards. It may also come with monthly or quarterly assessments, special assessments, rental restrictions and financial obligations that buyers need to understand before closing. The U.S. Census … Read more