Buyer Contingencies - RealtyWire

Market Datavs. 1 year ago

30-year mortgage6.55%▼ -0.20 pts15-year mortgage5.93%▲ +0.01 pts10-year Treasury4.55%▲ +0.08 ptsMortgage spread2.00 pts▼ -0.28 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.43M▲ +3.5%Building permits1.37M▼ -2.3%New-home sales580k▼ -6.8%Existing-home sales4.09M▲ +2.8%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts

as of Jul 2026

Earnest Money Explained: How Much Buyers Risk When Making an Offer

July 16, 2026July 4, 2026

Earnest money concept with house model, escrow envelope, keys, and contract papers.

Earnest money shows sellers a buyer is serious, but buyers can risk losing it if they miss deadlines or break contract terms.

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