Market Datavs. 1 year ago
30-year mortgage6.67%▲ +0.09 pts15-year mortgage5.96%▲ +0.25 pts10-year Treasury4.72%▲ +0.38 ptsMortgage spread1.95 pts▼ -0.29 ptsMedian list price$429k▼ -2.4%List $/sqft$226▼ -2.2%Days on market57▼ -1 daysActive listings1.13M▲ +2.1%New listings424k▼ -2.5%Pending sales470k▲ +1.9%Housing starts1.24M▼ -13.5%Building permits1.44M▲ +3.1%New-home sales628k▼ -5.6%Existing-home sales4.06M▲ +0.7%Months of supply9.3▲ +0.3 moMortgage delinquency1.89%▲ +0.12 pts
as of Aug 2026

Jacksonville, NC Metro Area Real Estate Market

Current real estate market data, news and analysis for the Jacksonville, NC metropolitan area — 217,175 residents across Onslow county.

Median Sale Price$322,500+4.7% YoY
Months of Supply3.3residential supply
Days on Market56median
Population217,175metro area

Data as of May 2026. Sources: Redfin Data Center, U.S. Census Bureau.

Latest Jacksonville Real Estate News

Jacksonville Real Estate Market Overview

Jacksonville sits on North Carolina’s southeastern coastal plain in Onslow County, built along the New River roughly midway between Wilmington and the Crystal Coast. The terrain is flat and low-lying, mixing longleaf pine forest, tidal creeks, and marsh with the barrier-island edge at North Topsail Beach and the White Oak River mouth at Swansboro. Because a large share of the population cycles through on military orders, the housing stock leans toward single-story ranch homes and split-levels built from the mid-twentieth century onward, along with extensive newer subdivisions and garden-style rental communities built to absorb frequent turnover near the base gates. Swansboro and the Topsail Island shoreline hold an older, more varied mix of raised coastal cottages and historic waterfront buildings, while inland towns like Richlands and Holly Ridge retain a more rural, lower-density character.

Waterfront and near-waterfront property commands the most interest, including homes along the New River and Intracoastal Waterway, the historic riverfront core of Swansboro, and oceanfront or soundfront lots on North Topsail Beach. Newer subdivisions set back from the base’s main access corridors and away from aircraft approach paths also tend to draw a premium, particularly where they fall within sought-after elementary and high school assignments. Conversely, older neighborhoods and rental-heavy corridors closest to the Camp Lejeune and MCAS New River gates, along busy commercial stretches of Highway 17 and Highway 24, and in lower-lying areas near tributaries of the New River tend to sit at the more affordable end, reflecting traffic noise, aircraft noise contours, and greater flood exposure rather than any difference in build quality alone.

Onslow County’s economy is anchored by the military. Marine Corps Base Camp Lejeune and Marine Corps Air Station New River together make the Department of Defense the dominant employer, supporting active-duty service members, their families, and a substantial civilian workforce on and around the installations. Outside the base, Onslow County Schools, Onslow Memorial Hospital, and county government are major employers, alongside retailers such as Walmart and Harris Teeter. Manufacturing and marine-industry firms, including steel supplier Gulfstream Steel and Supply and boatbuilder Onslow Bay Boatworks, add to the non-military base, while Coastal Carolina Community College supports workforce training. Tourism tied to Swansboro and the Topsail beaches contributes a smaller, steady seasonal component of the local economy.

The coastal location brings hurricane season exposure and flood risk that vary significantly by parcel, driven by storm surge along the barrier islands and inland flooding from the New River and its tributaries; updated flood insurance rate maps have moved additional structures around downtown Jacksonville into higher-hazard zones, making current flood-zone status worth confirming before purchase. Property tax rates are set at the county and municipal level and vary by fire district, generally landing below state and national medians. There is no fixed-route rail or rapid transit; the area is car-dependent, organized around Highway 17, Highway 24, and the base access roads, with development following a subdivision-by-subdivision pattern rather than urban infill. Because so much of the local economy and housing demand is tied to Camp Lejeune and MCAS New River, buyers should weigh the market’s sensitivity to military housing allowances, deployment cycles, and reassignment waves, and verify school zone assignment, aircraft noise or accident-potential zone status, and HOA terms in newer subdivisions before buying.

Cities and Towns in the Jacksonville Metro Area

Holly RidgeJacksonvilleNorth Topsail BeachRichlandsSwansboro

Notable Communities and Neighborhoods

Brynn MarrPiney GreenNorthwoodsSterling FarmsHighlands at Queens CreekHunter’s CreekHidden OaksSewell Fields of VeronaSummerhouse on Everett BaySwansboro Historic DistrictWilson Bay

Jacksonville Real Estate Market FAQ

How is the Jacksonville, NC market organized geographically?

The metro is built around Jacksonville itself and the New River, with Camp Lejeune and MCAS New River occupying a large share of Onslow County’s land area to the south and east. Surrounding towns fill out distinct roles: Swansboro anchors the historic waterfront on the White Oak River, North Topsail Beach covers the barrier-island coastline, Holly Ridge sits along the corridor toward the Intracoastal Waterway, and Richlands represents the more rural, inland part of the county.

Which areas tend to be pricier and why?

Waterfront and near-waterfront locations along the New River, the Intracoastal Waterway, and the Swansboro riverfront, along with oceanfront or soundfront property on North Topsail Beach, generally command more. Newer subdivisions set back from base access roads, major highways, and aircraft flight paths, especially those zoned to preferred schools, also tend to sit at the higher end, while older housing and rental-dense areas near the base gates and commercial corridors are typically more affordable.

What should buyers verify locally before purchasing?

Buyers should confirm a property’s flood zone designation and elevation information with the county floodplain office, check whether it falls within a Camp Lejeune or MCAS New River noise or accident-potential zone, verify school assignment directly with Onslow County Schools, and review any HOA covenants tied to newer planned subdivisions, since amenities and rules vary widely between developments.

What is the main region-specific risk to understand?

The metro carries meaningful hurricane and flood exposure from its coastal and river-adjacent location, with storm surge affecting the barrier islands and heavy rainfall causing inland flooding along the New River and its tributaries; separately, the local economy and rental demand are closely tied to Camp Lejeune and MCAS New River, so shifts in force levels, deployments, or reassignment cycles can affect housing turnover and demand.

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