Current real estate market data, news and analysis for the Gulfport-Biloxi, MS metropolitan area — 431,329 residents across Hancock, Harrison, Jackson and Stone counties.
Data as of May 2026. Sources: Redfin Data Center, U.S. Census Bureau.
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Gulfport Real Estate Market Overview
The Gulfport-Biloxi metro spans Hancock, Harrison, Jackson, and Stone counties along the Mississippi Sound, a low-lying coastal plain of barrier-island-fronted beaches, bayous, and marsh that transitions into pine forest further inland. The climate is humid subtropical and hurricane-prone, and housing stock reflects two distinct eras: construction built since Hurricane Katrina along the immediate coast sits elevated on pilings under revised flood and building codes, while older, pre-Katrina homes survive mainly on higher ground or further from the shoreline. Inland Stone County and the northern parts of Harrison and Jackson counties retain more traditional slab-on-grade and ranch-style housing, largely unaffected by coastal elevation rules.
Beachfront and waterfront property, including parts of Biloxi’s beach corridor, Ocean Springs’ waterfront, and the Bay St. Louis, Waveland, and Pass Christian shoreline, commands the highest prices for water access and views, though it also carries the greatest flood and wind exposure and the highest insurance costs. Inland and northern areas, including Stone County communities like Wiggins and northern Harrison County towns such as Saucier, are considerably more affordable, reflecting lower flood risk and a more rural setting farther from the tourism and casino corridor. D’Iberville sits on notably higher ground than much of Biloxi, giving it comparatively lower flood exposure despite its coastal proximity.
Keesler Air Force Base in Biloxi is the single largest employer on the Mississippi Gulf Coast, and the Naval Construction Battalion Center in Gulfport serves as the East Coast homeport and training center for the Navy’s Seabees. Ingalls Shipbuilding, in nearby Pascagoula, is Mississippi’s largest manufacturing employer, building destroyers and amphibious ships for the Navy. A cluster of roughly a dozen casino resorts, concentrated in Biloxi and Gulfport, drives a substantial share of the region’s tourism and gaming-related employment, alongside broader hospitality tied to the coastline.
This is one of the more insurance-sensitive housing markets in the country following Hurricane Katrina. The Mississippi Windstorm Underwriting Association serves as the insurer of last resort for wind and hail coverage across the coastal counties when private coverage is unavailable, and buyers should independently verify current wind and hail availability and cost for a specific property before assuming standard homeowners coverage will apply. FEMA flood-zone designations and post-Katrina elevation requirements directly affect what can be built or rebuilt, and at what height, so confirming a property’s flood zone, base flood elevation, and separate flood insurance requirements is an essential step before purchasing anywhere near the coast, and it is worth budgeting for these costs well before making an offer rather than discovering them during closing.
Cities and Towns in the Gulfport Metro Area
Notable Communities and Neighborhoods
Gulfport Real Estate Market FAQ
How is the Gulfport-Biloxi housing market organized geographically?
The market splits between the immediate coastline, home to beachfront and waterfront communities from Bay St. Louis through Biloxi to Ocean Springs, and inland areas of Stone County and northern Harrison and Jackson counties, which sit farther from flood exposure and the tourism corridor.
Which areas tend to carry higher prices, and why?
Beachfront and waterfront property along the coast commands the highest prices for water access and views, despite carrying the greatest flood and wind exposure. Inland communities in Stone County and northern Harrison County are more affordable, reflecting lower flood risk and a more rural setting.
What should buyers verify before purchasing in this market?
Confirm a property’s FEMA flood zone and base flood elevation, and check whether wind and hail coverage is available through a private insurer or requires the Mississippi Windstorm Underwriting Association. Post-Katrina building codes may also affect what can be rebuilt on a given lot and at what elevation.
What is the region’s biggest structural risk for homeowners?
Hurricane, wind, and flood insurance availability and cost is the defining risk along this coast, shaped directly by the area’s Katrina history. Buyers should get firm insurance quotes for a specific address, including wind-pool eligibility where relevant, before finalizing any purchase near the coastline.
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