Market Datavs. 1 year ago
30-year mortgage6.67%▲ +0.09 pts15-year mortgage5.96%▲ +0.25 pts10-year Treasury4.72%▲ +0.38 ptsMortgage spread1.95 pts▼ -0.29 ptsMedian list price$429k▼ -2.4%List $/sqft$226▼ -2.2%Days on market57▼ -1 daysActive listings1.13M▲ +2.1%New listings424k▼ -2.5%Pending sales470k▲ +1.9%Housing starts1.24M▼ -13.5%Building permits1.44M▲ +3.1%New-home sales628k▼ -5.6%Existing-home sales4.06M▲ +0.7%Months of supply9.3▲ +0.3 moMortgage delinquency1.89%▲ +0.12 pts
as of Aug 2026

Coeur d’Alene Metro Area Real Estate Market

Current real estate market data, news and analysis for the Coeur d’Alene, ID metropolitan area — 191,864 residents across Kootenai county.

Median Sale Price$575,000+5.5% YoY
Months of Supply2.7residential supply
Days on Market26median
Population191,864metro area

Data as of May 2026. Sources: Redfin Data Center, U.S. Census Bureau.

Latest Coeur d’Alene Real Estate News

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Coeur d’Alene Real Estate Market Overview

Coeur d’Alene sits on the north shore of Lake Coeur d’Alene, a large glacially formed lake with well over a hundred miles of shoreline, whose outflow forms the headwaters of the Spokane River. The city lies about thirty miles east of downtown Spokane, Washington, with the forested Coeur d’Alene Mountains rising to the east, a landscape of lakes, pine forest, and mountains that draws both residents and tourists. Winters are cold and snowy, summers warm and dry, a climate pattern typical of the Inland Northwest. The metro has grown rapidly in recent years, driven largely by people moving in from other states, and that growth shows clearly in the housing stock: a substantial share of homes date from the 2000s or later, concentrated in newer suburban subdivisions, alongside an older lakefront and downtown core and homes dating back to the area’s mining and timber era.

Lakefront and near-lake property on Lake Coeur d’Alene and Hayden Lake commands the strongest premium in the metro, a function of scarce shoreline, water access, and resort-caliber amenities anchored by the Coeur d’Alene Resort and its golf course. Downtown Coeur d’Alene and the Sherman Avenue corridor form a walkable, premium core near the lake. Inland growth-corridor communities, Post Falls, Rathdrum, and Hauser, tend to sit at a lower price point, reflecting more available buildable land, newer mass-produced subdivisions, and a longer commute along Interstate 90 toward both downtown Coeur d’Alene and Spokane.

Healthcare is the area’s largest employment sector, led by Kootenai Health, a Mayo Clinic Care Network-affiliated community hospital that is the county’s largest employer. The Coeur d’Alene School District, Kootenai County government, and North Idaho College add substantial public-sector employment. Hagadone Hospitality, owner of the Coeur d’Alene Resort, anchors the area’s substantial tourism and hospitality sector. Legacy mining and timber industries persist in a smaller form, with Hecla Mining remaining active in the region, while Buck Knives, which relocated its manufacturing from San Diego, and a growing cluster of aerospace companies represent newer additions to the local economy. A meaningful share of Kootenai County residents also commute into the Spokane job market, reflecting how integrated the two economies have become.

The area’s forested, rural stretches carry elevated wildfire exposure, which can affect insurance cost and availability, a factor worth checking for any property near forest or wildland-urban interface land. Lake and river levels are partly managed: a dam on the Spokane River at Post Falls regulates Lake Coeur d’Alene to a set summer recreation level, while natural lake levels run higher in the spring, and the lake has flooded in the past, so buyers of lakefront or low-lying property should check flood history and any relevant regulations. Idaho levies a flat state income tax and offers a homeowner’s exemption that reduces the taxable value of a primary residence, so buyers should confirm current eligibility and figures with the Kootenai County Assessor. Given the pace of in-migration, buyers should also expect more competition and faster-moving conditions in the most desirable lakefront and downtown-adjacent areas than in the inland growth corridor.

Cities and Towns in the Coeur d’Alene Metro Area

AtholCoeur d’AleneDalton GardensFernan Lake VillageHarrisonHauserHaydenHayden LakeHuetterPost FallsRathdrumSpirit LakeState LineWorley

Notable Communities and Neighborhoods

Downtown Coeur d’AleneSherman AvenueFernanRiverstonePrairie TrailHayden LakePost FallsRathdrumHauserDalton Gardens

Coeur d’Alene Real Estate Market FAQ

How is the Coeur d’Alene, ID housing market organized across the metro?

The market centers on lakefront and downtown Coeur d’Alene, with a premium tied to Lake Coeur d’Alene and Hayden Lake access, and extends into the inland growth corridor of Post Falls, Rathdrum, and Hauser along Interstate 90.

Which parts of the Coeur d’Alene metro tend to carry higher prices?

Lakefront and near-lake property on Lake Coeur d’Alene and Hayden Lake, along with the downtown Coeur d’Alene and Sherman Avenue corridor, generally command more than the inland growth communities of Post Falls, Rathdrum, and Hauser.

What should buyers verify before purchasing in the Coeur d’Alene area?

Check wildfire risk and insurance availability for any property near forest or wildland-urban interface land, and for lakefront or low-lying property, review flood history given the lake’s managed and seasonally variable water levels.

Is rapid growth affecting the Coeur d’Alene housing market?

Yes — the area has seen substantial in-migration from other states in recent years, which has translated into more competition for desirable lakefront and downtown-adjacent property compared with the inland growth corridor.

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