Market Datavs. 1 year ago
30-year mortgage6.49%▼ -0.23 pts15-year mortgage5.82%▼ -0.04 pts10-year Treasury4.56%▲ +0.14 ptsMortgage spread1.93 pts▼ -0.37 ptsMedian list price$430k▼ -2.5%List $/sqft$228▼ -2.1%Days on market53 +0 daysActive listings1.1M▲ +1.9%New listings463k▲ +2.4%Pending sales506k▲ +4.9%Housing starts1.18M▼ -8.7%Building permits1.41M▼ -0.4%New-home sales580k▼ -6.8%Existing-home sales4.09M▲ +2.8%Months of supply10.3▲ +0.6 moMortgage delinquency1.89%▲ +0.12 pts
as of Jul 2026

Home Maintenance Costs: What New Owners Should Budget Each Year

Home maintenance budget concept with house, repair tools, budget sheet, and calendar.

Home maintenance costs are one of the easiest expenses for new homeowners to underestimate. A buyer may plan for the mortgage payment, property taxes, insurance and closing costs, then get surprised by a broken water heater, leaking roof, HVAC repair or appliance replacement. Unlike renting, homeownership means the owner is responsible for the repair bill. … Read more