Market Datavs. 1 year ago
30-year mortgage6.95%▲ +0.69 pts15-year mortgage6.26%▲ +0.85 pts10-year Treasury4.94%▲ +0.88 ptsMortgage spread2.01 pts▼ -0.19 ptsMedian list price (Aug)$425k▼ -1.3%List $/sqft (Aug)$224▼ -1.8%Days on market (Aug)60 +0 daysActive listings (Aug)1.14M▲ +3.6%New listings (Aug)402k▼ -0.1%Pending sales (Aug)452k▼ -0.6%Housing starts (Aug)1.28M▼ -1.2%Building permits (Aug)1.39M▲ +3.5%New-home sales (Jul)607k▼ -6.3%Existing-home sales (Aug)3.98M▼ -1.2%Months of supply (Jul)9.6▲ +0.4 moMortgage delinquency (Q2)1.86%▲ +0.08 pts
Updated 1:40 PM ET
Top Sales

Albany, New York Metro Area Top 5 Home Sales: $2.33 Million House on Jefferson Street Leads Four Closings in Saratoga Springs

Four of the Albany metro area's five highest reported home sales for the week ending September 20 closed in Saratoga Springs, led by a $2.33 million house on Jefferson Street.

Albany, New York Metro Area Top 5 Home Sales: $2.33 Million House on Jefferson Street Leads Four Closings in Saratoga Springs

A custom-built seven-bedroom house a short walk from downtown Saratoga Springs and the Saratoga Race Course changed hands for $2.33 million on September 14, 2026, the highest reported home sale in the Albany, New York metro area for the week ending September 20. Finished in 2020, it spans three levels and 18 rooms on an oversized lot.

The five reported sales came to a combined $8.89 million. They run from a 2003 house with 65 feet of Saratoga Lake frontage to a condominium completed in 2025 near Broadway, and the lone closing outside Saratoga Springs was a French Colonial on 8.5 wooded acres in Ballston Spa. Julie & Co Realty LLC was the listing brokerage on three of this week’s five reported sales.

No. 1 — $2,330,000 · 315 Jefferson Street, Saratoga Springs, New York

Top home sale No. 1 in the Albany, New York metro area β€” 315 Jefferson Street, Saratoga Springs, New York, week ending September 20, 2026

The house at 315 Jefferson Street sold for $2.33 million on September 14, 2026. Built in 2020, it holds seven bedrooms and four baths across three levels and 18 rooms, a reported 4,668 square feet in all, and was offered with the option to purchase it furnished. The property previously changed hands for $175,000 in 2018, before the current residence was completed in 2020.

Listing materials detail French oak flooring through an open main level that runs from the entry foyer into a vaulted dining area and a living room anchored by a concrete fireplace, with large casement windows and custom cabinetry throughout. The kitchen has white quartz countertops, a marble backsplash, a 10-foot center island, Thermador appliances and Crystal custom cabinetry, and a pantry, a built-in breakfast nook, a mud room, a laundry and a screened porch sit off the main floor. The primary suite upstairs has a vaulted ceiling, a spa-style bath and a walk-in closet, with three more bedrooms and a bonus room on the same floor, while the lower level is finished with a flex room, a two-bedroom in-law arrangement, a second laundry and several egresses.

Outdoors, a heated saltwater in-ground pool is joined by a patio with a built-in outdoor kitchen and cedar seating, an 11-foot gas fire pit, a play set, garden boxes, an irrigation system and black and cedar fencing. Radiant floor heating, central air conditioning, a standby generator and a security system serve the house, and the three-car garage runs past 1,100 square feet with lift-height ceilings.

Katherine L Sullivan of Howard Hanna Capital Inc was the listing agent. The transaction ranked No. 1 in RealtyWire’s Albany metro area Top 5 for the week ending September 20, the highest-priced reported home sale in the metro that week. Anthony J Herbst of Signature One Realty Group LLC represented the buyer.

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No. 2 — $1,999,999 · 22 Sydney Hill Road, Saratoga Springs, New York

Top home sale No. 2 in the Albany, New York metro area β€” 22 Sydney Hill Road, Saratoga Springs, New York, week ending September 20, 2026

A five-bedroom house on Sydney Hill Road in Saratoga Springs, built in 2005 and carrying a reported 4,801 square feet, changed hands for $1,999,999 on September 18, 2026. The sale closed at its full asking price. The property previously changed hands for $1,250,000 in 2020. Detailed listing remarks were not available for this property, so the account here rests on the transaction record: five bedrooms, five baths and a 2005 build date.

Tina Nigro of Julie & Co Realty LLC represented the listing side of the transaction, which closed at full asking price and ranked No. 2 in RealtyWire’s Albany metro area Top 5 for the week ending September 20. Erin Steinbach of Julie & Co Realty LLC represented the buyer.

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No. 3 — $1,750,000 · 1235A Ny-9P, Saratoga Springs, New York

Top home sale No. 3 in the Albany, New York metro area β€” 1235A Ny-9P, Saratoga Springs, New York, week ending September 20, 2026

Sixty-five feet of Saratoga Lake frontage came with the No. 3 sale, at 1235A NY-9P, which brought $1.75 million in a closing recorded September 18, 2026. The 2003 house is set on three levels and carries a reported 2,125 square feet, with four bedrooms, an 80-foot dock and a private beach area at the water’s edge.

The primary suite occupies the entire top floor, with panoramic lake views, a dedicated office or den and additional storage. A walk-out lower level includes a kitchenette, and the house has two laundry rooms. Expansive new windows and three tinted-glass sliders face the water, two fireplaces serve the main rooms, and recent work includes a three-zone HVAC system, updated lighting, a Navien tankless water heater, and new siding and insulation.

A slate patio sits between the house and the lake, and a horseshoe driveway and two-car garage handle parking. Unobstructed 180-degree views take in sunsets over the water, and downtown Saratoga Springs, with its restaurants and shops, is minutes away.

Kate R Naughton of Roohan Realty was the listing agent. RealtyWire’s records credit Naughton with two earlier Top 5 appearances in the Albany metro area, and this waterfront closing ranked No. 3 for the week ending September 20. Jeffrey Kelleher of Kelleher Realty LLC represented the buyer.

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No. 4 — $1,450,000 · 15 Staulters Farm Road, Ballston Spa, New York

Top home sale No. 4 in the Albany, New York metro area β€” 15 Staulters Farm Road, Ballston Spa, New York, week ending September 20, 2026

In Ballston Spa, a French Colonial on 8.5 private wooded acres at 15 Staulters Farm Road closed on September 14, 2026 for $1.45 million. The 1999 house carries a reported 2,616 square feet, with four bedrooms and five baths. The property previously changed hands for $800,000 in 2022.

The formal dining room is lit by a Schonbek Sterling chandelier set with Swarovski crystals, and ceilings reach 10 feet 8 inches in the great room and home office, where illuminated built-in cabinetry is set into the walls. Carved wood mantels and Italian masonry fireplaces anchor the main rooms. The kitchen holds a Thermador induction range, a Bosch counter-depth refrigerator and dishwasher, Frigidaire Gallery double ovens, Newport Brass fixtures and Schonbek crystal pendant lighting.

A finished lower level of more than 1,000 square feet holds a THX-certified home theater, a game room wired for surround sound, a European-style underground wine cellar and a built-in wet bar. Outside, an in-ground pool sits at the center of a patio and entertaining area with a custom granite waterfall and laminar fountains, and a pool house contains a full bath, an outdoor shower and a Finlandia sauna. An attached three-car garage is paired with a detached five-car carriage house with a finished upper level, and the house has a Generac standby generator with automatic switchgear and a full walk-up attic.

Harold W Reiser of Julie & Co Realty LLC was the listing agent. The property went under contract 8 days after the current listing date, and the sale ranked No. 4 in RealtyWire’s Albany metro area Top 5 for the week ending September 20. Frances Mueller of Julie & Co Realty LLC represented the buyer.

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No. 5 — $1,361,500 · 78 Church Street #303, Saratoga Springs, New York

Top home sale No. 5 in the Albany, New York metro area β€” 78 Church Street #303, Saratoga Springs, New York, week ending September 20, 2026

A three-bedroom condominium at 78 Church Street, unit 303, sold for $1,361,500, with the closing recorded September 18, 2026. The unit carries a reported 1,768 square feet and three baths in a building completed in 2025 near Broadway.

Units at 78 Church Street are finished with a gas fireplace, stainless steel appliances, quartz countertops, hardwood floors, tiled showers and private terrace space, and the building adds a gym, a community and meeting room and a common rooftop terrace for residents. A parking spot was included in the purchase price, storage is available separately, and downtown Saratoga Springs, with its restaurants, shopping and entertainment, is a short walk away.

Julie A Bonacio of Julie & Co Realty LLC was the listing agent. The sale closed $6,500 above its final asking price of $1,355,000 and ranked No. 5 in RealtyWire’s Albany metro area Top 5 for the week ending September 20. Kate R Naughton of Roohan Realty represented the buyer.

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RealtyWire selected these transactions from publicly reported residential sales identified for the calendar week ending Sunday, September 20, 2026. The report may exclude private, off-market, delayed or nondisclosed transactions. Prices, property details and professional representation are reported as available at publication and may be updated following confirmation from transaction participants.

Were you involved in one of these transactions? Contact RealtyWire to verify or correct your professional credit or submit information for a future edition.

See full market data on our Albany, New York market page.

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